Now with AI-powered forecasting

Your financial life,
finally clear.

Pinnacle connects all your accounts, tracks every dollar, and gives you the clarity to make smarter decisions — automatically, in real time.

No credit card required · 14-day trial · Cancel anytime

app.pinnacle.finance/dashboard
Overview
Dashboard
Accounts
Money
Spending
Budgets
Goals
Insights
Reports
Forecast
Good morning, Alex Friday, 24 May 2026
Net Worth
$284,610
▲ 3.2% this month
Monthly Spend
$4,218
▲ $340 vs last month
Savings Rate
32%
▲ 4 pts vs target
Cash Flow — May 2026
1W 1M 6M
Income
Expenses
Recent Transactions View all →
Description Category Date Amount
Salary — ANZ BankDirect credit
Income Today +$6,200.00
Countdown GroceryPoint of sale
Groceries Yesterday -$148.60
KiwiSaver ContributionSimplicity Funds
Savings 3 days ago +$310.00
Z Energy PetrolPoint of sale
Transport 4 days ago -$94.20
Trusted by teams at
Xero ANZ Westpac Trade Me Kiwibank Fisher Funds Simplicity
What Pinnacle does

Everything you need to understand your money.

🔗
Connect All Accounts

Securely link every bank account, credit card, investment portfolio, and KiwiSaver fund in one place. 200+ NZ institutions supported.

📊
Automatic Categorisation

Our AI reads every transaction and categorises it accurately — groceries, utilities, subscriptions, everything — without you lifting a finger.

🎯
Goals & Budgets

Set savings goals, track budgets in real time, and get alerts when you're close to the edge. Visual, simple, and actually useful.

🤖
AI Financial Forecasting

Pinnacle AI analyses your patterns and forecasts your financial position 30, 60, and 90 days out — so surprises stop happening.

🔒
Bank-Level Security

256-bit encryption, read-only access, biometric authentication, and SOC 2 Type II compliance. Your data is yours, always.

📱
Mobile First

Full-featured iOS and Android apps with instant transaction push notifications. Your finances, in your pocket, updated in real time.

80K+ Active Users
$2.4B Tracked Monthly
200+ NZ Institutions
4.9 App Store Rating

People who actually use it.

★★★★★

"I finally understand where my money goes. Pinnacle saved me $400 a month just by showing me what I was spending on subscriptions I'd forgotten about."

Aroha Williams
Teacher, Wellington
★★★★★

"The forecasting feature is uncanny. It predicted I'd have a cash flow problem three weeks before it happened — gave me time to sort it out."

James Tūhoe
Freelance Developer, Auckland
★★★★★

"We use Pinnacle for our small business too. Seeing personal and business finances separately but in one dashboard is exactly what we needed."

Mei Lin
Co-founder, Ōtaki Bloom

Simple pricing.

Start free, upgrade when you're ready. No hidden fees, ever.

Free
$0
forever
2 connected accounts
90-day transaction history
Basic budgeting
AI forecasting
Unlimited accounts
Priority support
Business
$39
per month · billed annually
Everything in Pro
Business account linking
Multi-user access
Payroll overview
GST & tax tools
Dedicated support

Your money,
working for you.

Join 80,000+ New Zealanders who understand their finances with Pinnacle. Start free, no card required.